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253.985.0955

  • Home
  • FAQ
  • Mortgage Division

Mortgage Division

Welcome to Allsurance's Mortgage Division

At Allsurance, we believe in providing top-notch insurance services to our clients. We are committed to providing a range of insurance products that cater to your needs and budget. Our team of experienced professionals is always ready to assist you in finding the perfect insurance plan that suits your requirements. With Allsurance, you can rest assured that your insurance needs are in safe hands.

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Now that you've made the decision to purchase a new home, we highly suggest taking a look at your homeowner’s insurance options.  

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HomeOwners' Insurance Explained

Is Homeowners Insurance Required?

Unlike auto insurance, homeowner's insurance isn't required for EVERYONE.

If you're buying your home yourself without a mortgage, getting insurance is entirely up to you. However, if you are choosing to finance through a lender, chances are, it will be required.


The homeownership journey can be a tough one to navigate. Lots of terms, and required items, that you may not be familiar with. When it comes to homeowner's insurance, it's not something you want to shrug off, as it could be something that saves your home down the line. Be in the know and make sure you speak with your lender on what is actually necessary of you when it comes to insurance.

Home Insurance Policies Typically Cover

Theft & Vandalism

Weather-Related Damages

Roof Damages/Collapses

Explosions

Internal water damage

Auto and aircraft damage

Endorsements

Home insurance endorsements are coverage options policyholders can add on to improve their existing homeowners policy without having to buy a separate standalone policy. Knowing what your homeowners insurance policy covers and what it doesn’t may help you decide what endorsements to include. Each insurance company determines its own set of endorsement options, but some are common across many carriers. Keep in mind, endorsements that add coverage will generally increase your home insurance costs. Knowing what your homeowners insurance policy covers and what it doesn’t may help you decide what endorsements to include. Each insurance company determines its own set of endorsement options, but some are common across many carriers. Keep in mind, endorsements that add coverage will generally increase your home insurance costs.


Common Types of Home Insurance Endorsements

  • Earthquake Insurance
  • Windstorm Coverage
  • Sewer/Water Backup 
  • Personal Property Replacement

Ask Your Agent About What Coverage is Best For you!

Allsurance

253.985.0955

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